The odds of becoming disabled prior to age 65 are much higher than those of dying during the same time period. Yet, most people view disability insurance as an afterthought. For a company of 4 owners averaging age 40, there’s a 90% chance that one or more of them will become disabled prior to age 65. Wow!
What would you do if your income stopped for 30 days? 90 days? 5 years? Forever? It’s not a pleasant thought. We offer both individual disability products from multiple companies who specialize in this type of coverage. We also provide employers with group disability options. The biggest difference between us and other agents is that Roy knows disability contract language like few others and has been involved in dozens of disability claims. He knows how to get them paid.
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